Rhode Island Divorce Tips by Attorney Chris Pearsall

A Lawyer who Hates Lawyers? What is this RI Divorce Lawyer Really Saying?

Today, I am a Rhode Island lawyer focusing my practice on divorce and divorce coaching.  Looking back decades ago I remember another lawyer who had been practicing in another state for some 40+ years who said something that perplexed me.

* * * Remembering the Lawyer who Hated Lawyers! * * *

The lawyer was about as true, honorable, and generous a gentleman as I have ever met.  He had all the qualities I envisioned a good lawyer would have.  He truly cared about each of his clients.  He fought for each one within the bounds of the law, within his professional code of ethics, and with a high degree of morality. The lawyer knew that I greatly admired him as both a person and as a lawyer.

One extremely hot summer afternoon this lawyer returned to his office after losing a district court hearing.  He plopped himself down in the chair at the opposite end of the short conference room table I was sitting at in his office law library.  His secretary nervously brought him a lemonade and napkin then quickly skirted out of the room.  There was an endless silence.  

Finally, I spoke, 

Chris:  "I'm considering becoming a lawyer."

The lawyer lifted his head, wiped his brow with a napkin, grabbed a nearby law book and flung it across his law library breaking the law book's spine.

It was one of the first times I had ever seen this man so upset.

I was quiet until the lawyer spoke.

Lawyer:  I HATE LAWYERS!

This time the pause was endless yet I was just too puzzled not to speak.

Chris:  "I don't understand!?!  You ARE a lawyer."

The lawyer was quiet again, so I asked it as a question.

Chris:  "How can you hate lawyers when you ARE one? 

The lawyer waited quite awhile before speaking.

Lawyer:  Chris, if you're anything like me, you'll understand when you get there. 

The conversation ended.

* * * 20 Years Later We Agree * * *

I've been working in the legal field now for more than 20 years since that conversation.  

As a Rhode Island lawyer, I am bound by a Professional Code of Ethical Conduct among other things.  There are things that I shouldn't say or do and there are things that I can't say or do despite the right to Free Speech guaranteed to all of us by the United States Constitution.  The layperson would be amazed. 

* * * A Message for Roger * * *

For a point of reference only, the lawyer's name was Roger.

Hopefully he's still alive and hopefully he is in tune enough with today's "internet" that he reads this article.

First, to this great lawyer.

Roger, I was like you.  I understand!

* * * A Message for Readers * * *

Now, to my readers I offer this.

You may not understand this statement until you meet with me.

If you like lawyers, you probably won't like me.

With that said, I can tell you that as a Rhode Island Lawyer who has focused my practice exclusively in the area of divorce and family law, I cannot make your problems go away.  No lawyer can!  Yet some lawyers may tell you they can to get you as a client.

Lawyers can't make your problems go away because fundamentally they are your problems.  Only you can take responsibility for those challenges in your life.  Only you truly have the power to resolve those challenges by your decisions.

However, I can tell you that I can help you understand and get through your Rhode Island divorce or family law challenges by working with you either as your Coach or as your Representative.

* * *  Your Divorce Coaching Program * * *

Roger's words were invaluable.  Today, they are the powerful force motivating the continued growth of your Family Law Coaching program.  

I call it Your Program because it is designed specifically for you.  It is designed to teach you, train you, advise you, inform you, and save you time and money in the areas of divorce and family law.

As Your Coaching Program continues to evolve, it will continue to work faster for you, become more economical for you, and become more helpful for you.

Whatever you choose to believe, there is one thing you can know with certainty. I am one lawyer trying to make a difference for YOU with a new and innovative way of practice designed by hard work, my belief that you can do more than you believe you can at this moment, and your willingness to be open to something new that works. 

What can Your Coaching Program help you with?  Here is a brief list . . .

Rhode Island Divorces & Legal Separations, Rhode Island Child Support Establishment, Modifications, Collections and Terminations, Rhode Island Child Custody Matters and Child Custody Modifications, Rhode Island Petitions to Enforced Marital Settlement Agreements and Property Settlement Agreements, Preparing Pre-Nuptual Agreements and Ante-Nuptual Agreements in Rhode Island, RI Petitions to Move Out of State with Minor Children, Petitions to Establish Paternity in Rhode Island, Rhode Island Motions to Adjudge In Contempt and Defense of those Contempt Motions, Protection from Abuse Petitions and Defense Against Such Petitions, Rhode Island Motions and Petitions to Establish, Modify or Terminate Visitation, RI Common Law Divorces and their Defense, Rhode Island Legal Rights, Rhode Island Family Court Procedures, 2nd Opinions about your Attorney on Rhode Island Divorce Cases, Pro Se Representation (i.e. Representing Yourself Appropriately in Family Court), and many more . . . 

Look for the Testimonials Section about Your Coaching Program which is coming soon.  Feel Free to Call Me for a low-cost Coaching Session!

Attorney Christopher A. Pearsall - Phone: (401) 632-6976

Why do I need a Rhode Island Divorce Lawyer?

I commend those people who are "do-it-yourselfers".  I happen to be one of those people myself.  People such as these always seem to be willing to undertake a challenge even if it means trying to save money by representing themselves without a Rhode Island Divorce Lawyer.  Yet in the same breath, I have to caution almost 99% of the population against it.

I had yet another consultation recently where a person asked the question at the end of the consultation, "Why do I need a Rhode Island divorce lawyer?"

This is perhaps the biggest "loaded question" I get because the answer is not as simple as saying something like "because as a Rhode Island divorce lawyer I've gained the skills to anticipate things that you may not anticipate as a layperson."  Frankly, though I wouldn't want it to sound condescending, it sounds that way almost invariably to everyone and as a result some people get offended.  Certainly that wasn't my intention.  Yet no matter how I vary my tone or the flow of conversation, it comes out that way.

The fact is, that I learned (personally) the hard way that you need a Rhode Island Divorce Lawyer in almost every instance.  The law, including Rhode Island law, is never as simple as people would like to think it is.  Though many people might think that we as lawyers are "overcomplicating things" in order to get more clients, the law is complicated.  There are subtleties and caselaw associated with statutes in the Rhode Island General Laws that most laypeople will never read, let alone pull together the significance that several cases may have upon the significance of the interpretation of a law by the courts that may severely impact their case or the position they are taking.

Therefore, invariably I have changed the manner in which I answer this "loaded question" of "Why do I need a Rhode Island Divorce Lawyer?"  I now answer the question with examples.

The question usually comes up with people who want to save money and have very little in the way of assets or have no children at all.  Yet many couple's have something in their divorce that is problematic and they aren't even aware of its significance.

An example of a couple who did not retain Rhode Island Divorce Lawyers to protect their interests is   helpful here.

EXAMPLE

John has a consultation.  He has been married to Linda for only one year.  They were best friends and took what they thought to be the next logical step in their relationship.  Unfortunately they found they were great as friends but terrible as a married couple.  Each of them had different expectations of what marriage was all about and what they expected of the other.

John and Linda each had their own apartments and their own possessions prior to their marriage and all of those items of personal property had been retained by each of them.  They did not have any real estate.  They did not have any children.  They did not have any retirement plans.  At the beginning of their marriage they agreed that John would carry the health and dental insurance for both of them and pay for that out of his income.  John and Linda each worked a job and made roughly the same amount of money.  Linda, did, however get an annual payment of $2,000 for not electing to be on her company's health insurance plan.

John doesn't believe they need a lawyer in order to do their divorce even after his consultation and a reasonable and even affordable quote for representation.  It's understandable because people simply don't like paying Rhode Island lawyers, especially Rhode Island divorce lawyers.

John and Linda reach an agreement, John files for divorce and muddles his way through the process and he and Linda finally make it to their Nominal Hearing date in the Providence County Family Court.  John and Linda miss only one important question and the particular Judge hearing their case is kind enough to ask the question to finalize the requirements of Rhode Island Law to be able to grant the divorce.

Both parties sit at plaintiff's counsel table and defendant's counsel table as they listen to the Judge's decision.

John and Linda agreed that they would each own and be awarded the items they each brought into the marriage free and clear of any claim of the other.

Each of them is awarded all right, title and interest in and to the items currently in their respective possession, free and clear of any claim of the other.

They both testified that they also agree that they will each be responsible for the credit cards they each have in their own name.

John has agreed that he will continue to take care of the health and dental insurance for Linda pursuant to the Rhode Island Health Insurance Continuation Act.

The court grants them each an absolute divorce based upon irreconcilable differences that have caused the irremediable breakdown of the marriage.

John and Linda are able to get through the remainder of the divorce by preparing the Interlocutory Decision Pending Entry of Final Judgment, presenting it to the Domestic Relations Clerk for verification, presenting it to a family court Judge for signature, then filing it in the Domestic Relations Office for Entry by the Clerk or Associate Clerk to make the Interlocutory Order Official and insure that it corresponds with the record of the court. 

John and Linda pass the 90 day waiting period and then present the Final Judgment of Divorce to the Domestic Relations Clerk to be checked for consistency with the court record, presentment to a Domestic Relations Judge for signature, and then filing with the Domestic Relations Clerk's Office for Entry and issuance of certified copies of the Final Judgment of Divorce for both parties.

As far as John and Linda are concerned, they are done and they are divorced.  The court closes its files and sends it off to the State Archives in Pawtucket, Rhode Island.

Then an issue arises.  John's company only offers single insurance for John which the company will pay the premium for, OR family coverage for John and Linda which John must pay the difference in premium for out of his pay check.

John doesn't want to pay the extra $447 per month that it costs for the family plan and he demands that Linda pay it if she wants to remain on his coverage.  Now, Linda brings their Final Judgment of Divorce to a Rhode Island Divorce and Family Law Lawyer.  Linda is advised that she is not obligated to pay the difference between the coverages and tells John that she will not pay it.

John takes the Final Judgment of Divorce to a Rhode Island Divorce Lawyer and asks about his rights.  John is dumbfounded to be told that he cannot remove Linda from the insurance plans and that it is implicit in the court's final judgment that he will continue to insure Linda at his cost, indefinitely, under the Rhode Island Health Insurance Continuation Act or until one of the provisions under the Act occurrs that no longer makes Linda eligible for coverage.

John takes Linda to court because he believes that Linda should pay her own insurance costs and because that is what he and Linda agreed upon. 

Upon their return to court, the judge reads the Final Judgment of Divorce, the Interlocutory Decision Pending Entry of Final Judgment and the transcript of the proceeding.  These documents are silent as to the agreement that John mentions.  John is ordered to continue to pay for Linda's medical and dental insurance out of his paycheck indefinitely until a disqualifying event occurs that allows the health insurers to remove Linda from the medical and dental insurance plans.  The judge also awards Linda attorney's fees of $1,000 for the needless defense of John's motion.

In the end, Linda has benefited.  However it was John who went to the consultation and John's desire to save about $1,500 for representation during his divorce has cost him $1,000 for Linda's lawyer and a payment of $447 per month indefinitely until Linda is disqualified from coverage under the Rhode Island Health Insurance Continuation Act by John's Health and Dental Insurer.  In one year along John will have paid $6,364 for attorney's fees and insurance costs.

If Linda isn't disqualified for five (5) years then John will have to pay $33,184 in insurance costs and attorney's fees.

Why do you need a Rhode Island Divorce Lawyer, John?

Assuming you paid the divorce lawyer even $1,800 . . . . he or she is likely to have saved you $31,384!

Need I say more?

Authored By:

  Christopher A. Pearsall
Attorney-at-Law
70 Dogwood Drive, Suite 304
West Warwick, RI 02893

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Rhode Island Divorce and the Importance of Healthcare Provisions

There is a great concern about medical coverage today.  This is not surprising with the skyrocketing premiums  of medical insurances and increasing deductibles and co-pays.

For these reasons and many others, medical insurances and healthcare expenses should be given serious consideration when settling your Rhode Island Divorce or if you are involved in a Rhode Island Family Court matter involving the establishment of healthcare related provisions.

The Todd & Liz Story - An Illustrative Example of What Could Happen:

Todd and Liz have been living in Cumberland, Rhode Island for six (6) years.  They have been growing apart steadily since the day they got married and have three (3) minor children.  They mutually decide to get a divorce.  They are amicable and civil about it and come to an agreement that addresses splitting their assets, and debts, and also provides for their children's needs. 

In their Rhode Island Divorce both Todd and Liz each had their own attorneys and were pleased with the representation they received. When the divorce was finalized, Todd was awarded placement of the minor children by agreement because he has a good, longstanding income to support himself and the children and Liz felt it was best for Todd to buy out her share of the house to allow their children to remain stable by staying in their existing home.  They both felt the divorce would be hard enough for the children.

Several years later two of the children visit with their mother and they have braces.  Liz wasn't consulted by Todd about the braces, who would provide them, why they needed them or what it might cost.  Todd tells Liz she has to pay him $4,000 for 1/2 the cost of the braces.  Liz isn't given a bill and is surprised that she has to pay for braces and wasn't even consulted about them.  Liz looks at her Final Judgment of Divorce. 

Paragraph 6 reads,

Husband and wife shall each be responsible for one-half of all costs for the medical and dental expenses of the minor children.

Liz does not find anything else in her Final Judgment stating that she has to pay for one-half of any orthodontic expenses. 

Liz calls a local dentist and asks him if orthodontic is the same as dental.  The dentist assures her that they require different degrees and are two separate areas of medicine dealing with teeth so they shouldn't be considered the same.  Liz has a boyfriend Tom who is concerned because Liz is so upset.  Tom has dental insurance and calls Blue Cross Dental to see if it covered braces.  Blue Cross confirms for Tom that dental coverage does not cover orthodontia because it is not considered a dental expense.  Tom decides to call Delta Dental of Rhode Island and asks them if their plan would cover children's braces.  Delta Dental tells Tom that dental plans do not cover braces because orthodontia is not dental because it could not be performed by a dentist and only work performed by a dentist or dental hygenist is considered dental.

When Liz divorced Todd she said she had no problem with Paragraph 6 because she believed "dental" meant the "services performed by dentists".  Liz and Todd were divorced during a nominal proceeding in which all the terms were reached by agreement to by the parties.  Yet Liz never believed that dental included braces otherwise she would not have agreed to it.

Liz does not pay for the braces and Todd takes her to court by filing a Motion to Adjudge in Willful Contempt asking that she pay the entire bill in full plus other medical expenses that Liz is unaware of. 

The matter goes to a hearing before the court.  The court does not find Liz in Willful Contempt but orders Todd to produce the bills for the braces and the medical expenses as well as the payments he made on them.  The judge also orders Liz to pay 1/2 of the braces and medical expenses that Todd can produce the bills and proof that he paid the bills for the minor children.

The court makes a finding that in Paragraph 6 Liz was ordered to pay one-half of dental expenses for the minor children and that braces and orthodontia fall are "dental" and though she is not in contempt because she did not realize it, she is being ordered to pay it because it falls within the court's order in Paragraph 6.

For the Complete Article, Lesson and Questions, click here

 

Authored by:

Christopher A. Pearsall, Esquire
PEARSALL LAW ASSOCIATES
571 Pontiac Avenue
Cranston, RI  02910
Phone:  (401) 354-2369

Attorney Pearsall's practice is focused almost exclusively in the areas of Divorce and Family law.

NOTE:  The postings on this website are NOT legal advice, DO NOT create an attorney/client relationship and are NOT a substitute for a detailed consultation with an attorney experienced in the state where you have your legal issue.  This site is based on Rhode Island and is presented for the convenience of the internet public.

* The Rhode Island Supreme Court licenses all lawyers in the general practice of law and has no procedure for recognition of specialty in any area of law.